For those that are disabled, either physically or mentally, there are benefit programs available. SSDI (Social Security Disability Insurance) is one; SSI (Supplemental Security Income) is the other. They differ considerably, SSDI is something available to those who have worked long enough to accumulate work credits while SSI is something that is available to low income applicants who have not earned sufficient credits or have never worked at all.
Although both SSDI and SSI are administered by the Social Security Administration, they are separate and different. Regardless of the program that is best suited for the applicant, a Social Security attorney in Oak Ridge can prove to be very helpful in getting approved.
SSI:
SSI is strictly needs based, it is funded from general tax revenue and benefits are based on the income and assets of the applicant. SSI has nothing to do with past or present employment; it is strictly based on a means test. To be considered, the applicant cannot have over $2,000 in assets and limited income.
Those that are disabled and meet the criteria are also able to benefit from Medicaid in their home state. Successful applicants normally are placed on the food stamp program as well.
SSDI:
SSDI is very different and also significantly more complex. Most applicants hire a Social Security attorney in Oak Ridge to assist, if not with the initial application, certainly with the appeals process in the likely event their application is denied.
SSDI funding comes from payroll taxes, these recipients have paid into the Social Security trust fund for enough years to earn enough work credits. Recipients of Social Security disability insurance must not yet have reached the legal retirement age. Although a SSDI recipient is eligible for Medicare, he or she must have received disability payments for two years.
Once approved for disability benefits, the recipients spouse and children under the age of 18 will be granted partial dependant benefits as well.
If you are disabled you may be able to get disability benefits from Social Security. The application and appeals process, especially for SSDI complex and the applicant is well advised to hire a Social Security attorney in Oak Ridge. You are invited to contact the Law Offices of Miller & Drozdowski, P.C.
